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PEACE Legal Information India simplifies complex Indian laws into clear, practical guides for everyone. From workplace rights to traffic rules, cyber safety, and women’s rights, we empower you with accurate, easy-to-understand legal knowledge. Stay informed, protect your rights, and navigate the law with confidence.
Peace Legal Information: Making Law Simple for Every Citizen
What Happens If You’re Driving Without an RC or Insurance? (Sections 39 & 192 MV Act)
Registration Certificate (RC) Requirement
Penalty for Driving Without RC
Driving Without Insurance: What the Law Says
Penalties for No Insurance
Can It Lead to Court Appearance?
Know Your Rights
Registration Certificate (RC) Requirement
Under Section 39 of the Motor Vehicles Act, it is illegal to drive a motor vehicle in a public place without a valid registration certificate (RC). The law requires that the vehicle must be registered and carry a valid RC issued by a competent authority.
Back to TopPenalty for Driving Without RC
According to Section 192 of the MV Act, if you are found driving without a valid RC:
- First offence: ₹5,000 fine
- Second/subsequent offence: ₹10,000 fine
The vehicle may also be impounded by traffic police in certain jurisdictions.
Back to TopDriving Without Insurance: What the Law Says
Under Section 146 of the MV Act, every motor vehicle must be insured to cover third-party liabilities. Driving without insurance violates this section and attracts penalties under Section 196.
Back to TopPenalties for No Insurance
First offence: ₹2,000 fine and/or up to 3 months of imprisonment.
Subsequent offences: ₹4,000 fine and/or longer imprisonment.
Can It Lead to Court Appearance?
Yes. Especially in repeat offences or if additional violations are involved (like rash driving or driving under influence), you may be summoned to court. The traffic police may issue a challan that requires personal appearance depending on local rules.
Back to TopKnow Your Rights
- You have the right to ask for proof of authority from the officer issuing the challan.
- You can contest the challan in court if you believe it was wrongly issued.
- You are entitled to a copy of the challan — digital or physical.
Ensure your documents (RC, insurance, PUC) are valid and readily accessible, including digital versions via DigiLocker or mParivahan.
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